Finances: It’s all about the money, money, money

Image credit: Etsy

Ain’t about the cha-ching, cha-ching

Ain’t about the ba-bling, ba-bling

So true Jessie J. Bling is so terribly tacky in my opinion. I’m sure in your pop star world it would be very easy to get carried away and spend a silly amount of your wages on a chunky gold necklace to accessorise your leotard. However, in my slightly less glamorous life it sometimes is all about the money – especially when the gas bill needs paying.

Whilst avoiding designer coffee is one way to make the pennies stretch further, I’m a firm believer that it’s not all about spending less – sometimes it’s about making more and this is how I do that…

1. Working my little bottom off at work – you’re not going to get a pay rise or bonus if you sit there looking at the ASOS website during working hours you know (unless you work at ASOS, or in fashion – in which case go for it!) (Earnings: Approx £1250 per year pre tax)

2. Get a cashback credit card – not something to be entered into lightly. You’ll need to be able to pay your bill in full to really reap the rewards and you’ll have to shop around to find the right card for you, but if you’re cool with credit it can be a nice little earner (Earnings: Approx £60 per year)

3. Use Cashback sites – I’m a big Quidco fan. If you’re going to buy something anyway, see if you can get cashback through a cashback site. Chances are you might bag yourself a discount code too. (Earnings: Approx £15 per year)

3. Do online surveys – this isn’t going to be a get rich quick scheme by any means. But I earn vouchers by taking part in online surveys for Ipsos Mori. (Earnings: Approx £30 per year)

4. Use your reward cards – remember to hand over your Boots/Nectar/Insert name of other popular reward card when you shop. The points I earn in Boots come in very useful when I need to buy an emergency lunch the week before pay day! (Earnings: Approx £30 per year)

5. Sell stuff – This could be flogging your unwanted Christmas gifts through Ebay, taking part in a car boot sale, flogging your old books on Green Metropolis – whatever works for you (Earnings: Approx £25 per year)

6. Make sure your bank is making it worthwhile – whether this is through an attractive interest rate, or a free reward package make sure your money is working for you (Earnings: Approx £60 per year)

I’ve based the earnings on what I’ve seen of my own endeavours over the past 12 months. All of these suggestions should be throughly researched first to check they’re right for you. And if you are in serious debt, seek professional help.

What are your top tips for making money?

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One thought on “Finances: It’s all about the money, money, money

  1. Pingback: Finances: Boost Your Income By Taking Online Surveys | Fabulous and other f* words

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