Finances: Mo’ Money, Mo’ Problems… Apparently

Image Credit: Zito Gallery

Have you ever noticed that the people who tell you that you don’t need money are usually typing those tomes on a Mac Book Air, whilst supping a designer latte and checking their texts on their iPhone. They jet off on mini-breaks to New York, Paris, Amsterdam…., they suggest you free yourself from the chains of employment and live the life that you really want. Is it just me, or is there something which really doesn’t add up there?

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Sure, it’s important not to be a slave to money. Working endless hours simply to stock pile mounds of cash in your bank account so you can laugh at it manically and scream ‘it’s all mine’ in a booming voice every time you log onto online banking perhaps isn’t healthy. But I hate to break it to these new age bloggers and self-help gurus – we do need money. OK that doesn’t necessarily mean you have to work – you may have invested wisely enough in the past, or received a whopping great inheritance – but for most of us the need to earn money will mean you need to apply your nose to that darn grindstone and sometimes it aint fun.

Image Credit: Dweeb Rock

Yes, life should be all about spending time with loved ones and the things you experience, rather than the items you buy. But the concept that we don’t need money to have the life we want is dangerous. The life I want is sipping cocktails a la the girls from Sex and the City and brunching like they do in The Hills (I miss The Hills). I hate to tell you but that Eggs Benedict? It don’t come for free.

Image Credit: Simply Psychology

Even if you don’t have such expensive plans as I, money is still a basic requirement. Take a look at Maslow’s hierarchy of needs and you’ll see that realistically you need money to fulfill even the most basic needs of food, water, shelter, warmth. Granted you could get all of these by living in a shanty hut, in which case money is less of an issue. But I’m guessing this isn’t the life you envisioned for yourself.

Image Credit: Youth Group Symposium

Pedalling the concept that you can ‘jack it all in’ and live the life you want is generally unrealistic. Sure it works for some, but for others trying to find freedom could land them in a whole heap of debt and disappointment.Β  And it’s not just bloggers who are telling us that we can do the whole ‘Eat, Pray, Love’ thing and not worry about paying the bills – just look at our beloved Carrie Bradshaw – buying Manolo’s when she only writes one column a week?! I don’t think so. So, whilst we shouldn’t shun fun, aspiration and glamour – let’s add in a dash of reality from time-to-time, eh?

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